We provide services to people looking for a firm who gives you the individual attention you deserve. Here at Cyndie Barone, CFP® & Associates, LLC, we focus on your specific needs and always treat you like a client who matters.

We understand how the latest federal, state and local tax legislation and other developments affect you and your business and we are constantly identifying new ways to reduce federal, state or local tax liabilities.

Effective and accurate tax preparation and planning can help you to minimize your tax liability. We can help you proactively manage both your personal and business tax issues.  Not all tax planning opportunities are readily apparent and tax law changes every year!

Amended Returns

Receive a notice from the IRS? Did you discover an error after your return has been filed? You should file an amended return if you need to correct any information that may alter your tax calculations. We can make this process easier and get you back in good standing with the IRS.

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Bookkeeping (Quickbooks)

If your business does not currently have an in-house bookkeeper or if your business is outgrowing its current bookkeeping system, we can provide comprehensive bookkeeping  services to help make sure your books are accurate and up-to-date.  As your business needs grow and change, we can provide input and planning assistance to make sure your  systems keep pace with your business needs.

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Business Entity Selection

Choosing the best business entity (LLP, LLC, sole proprietorship, partnership, or corporation), for your business has enormous financial and tax implications. It is important that you make the right decision. We can explain each choice and what it means for your business. As your business grows and changes, the type of business entity you choose may need to change as well.

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Complimentary Review of Previous Returns

We will gladly review your previous years return for accuracy and let you know how this has impacted that return and potentially any future returns. There is no charge for this service. However, should you chose to have us amend the return – fees will apply. We offer this service June – December 1st only.

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Estate & Trust Tax Preparation

Estate taxes can be confusing.We can work with your legal counsel to help prepare and plan, in order to minimize potential taxes and assure that all the correct returns have been prepared and filed.

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Life Insurance

Life insurance has a bad reputation; sometimes due to superstition (something bad will happen), stereotypes (insurance sales people are sneaky), or the belief it’s really expensive. But life insurance can provide peace of mind knowing money is available to protect your family.

  1. Final Expenses
    Funeral and burial costs can be expensive. Insurance can keep your family from suffering financially as well as emotionally.
  2. Cover Your Children’s Expenses
    As a parent you want to make sure your children are well taken care of and can afford to go to college. Think – clothes, camp, out of pocket medical expenses, food, braces, etc.
  3. Replace Spouse’s Income
    When a spouse passes away, you may need to replace their income. Even if your spouse doesn’t work, you could need someone to help with childcare or household tasks so you can continue to work.
  4. Pay Debts
    In addition to providing income to cover everyday living expenses, insurance proceeds can cover large debts like a mortgage so your family wouldn’t have to sell the house or move.
  5. Buy a Business Partner’s Shares
    If you own a business with a partner, you should have coverage on each other. This assures there would be enough cash to buy your partner’s interest from their heirs and pay their portion of any company’s obligations.
  6. Pay Estate Taxes
    If you have accumulated a lot of assets, be aware estate taxes can be exorbitant. Having insurance to pay those taxes is essential to keep your beneficiaries from having to sell the assets you want them to have. The use of permanent insurance (vs. term) in this case, ensures coverage remains in place throughout your life.

The cost of life insurance may be far less costly than you think!  Email us at and get an idea of what it costs to protect your family!

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Long-Term Care Insurance

A long-term care insurance policy helps pay for the care you may need when you can no longer care for yourself. It may protect your family’s financial future as well as your own investments and savings. Did you know many policies provide for care in your own home?

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Small Business Consulting

We are on your team.  Whether you face questions related to payroll, bookkeeping, tax planning or entity selection, we have the necessary business acumen and analytical capabilities to help you make the right decisions.We stand ready to engage in business consulting projects to help you make informed decisions for your business.

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Tax Authority Letter Response

Haven’t filed in several years? Did you receive an IRS or state tax authority notice? Do you owe a large amount of past taxes you cannot pay?  We can help.

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Tax Preparation and Planning

At Cyndie Barone, CFP® & Associates, we are diligent about remaining up-to-date on always changing tax laws. We will examine all of the tax-saving opportunities available to you while remaining in full compliance with IRS statutes. Minimizing your individual and business tax liability is our main objective and we will inform you of any over-looked deductions you are able to take. For increased convenience and efficiency we now provide an easy to use secure client portal for uploading of your documents at no extra charge. We are available year round and can prepare and file tax returns in all fifty states. Affordable – convenient – efficient.

Other Related Services

Call us today and find out how we can help. 866-431-9580.

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